Accounts receivable factoring is the selling of your invoices (accounts receivable) for cash versus waiting 30-60 days to be paid by your customer. Factoring will get you the working capital you need now and improve you cash flow. We will advance 75-90% against the invoice you generate and pay you the balance less our fee (typically 2-4%) when the invoice is paid. Accounts receivable factoring is a tool that you can use to: